Local Heart, Global Soul

July 29, 2016

A Giant Money-Box In The Bar?

Filed under: Funny,GERMANY,PHOTOGRAPHY,STADTKYLL,Stadtkyll: Vulkangarten — kiwidutch @ 1:00 am
Tags: ,
(photograph © Kiwidutch)

(photograph © Kiwidutch)

The next thing to catch my attention in the “Gastwirtschaft Sünnen” restaurant in Steffln, Germany, are some of the items on the wall.

There appears to be some sort of money box, but unusually with not only separate money slots, but also enough of them in total for a good many of the regular patrons.

I later learn that these are called “Sparschraenke-Sparkassetten” (savings boxes /money boxes with separate slots).

My first guess was that patrons who had their own number in the box could put in a Euro or two at a time and save up for a few steins sometime in the future but once I’d done some research I discovered that it was far bigger than that.

According to the article, it’s not coins that are regularly deposited in these, but notes, and that come years end when the box is opened and the amounts are tallied up, it might well be possible for a patron to have saved several hundred euros, even enough for a holiday!

How cool  is that? I also assumed that these boxes were something of a fairly old fashioned habit but a quick look on the HMF shop website and I see that you can order your own boxes of various sizes with varying amounts of slots even today! I’ve learnt about something completely new and I love the idea… Who knew you could save for your holiday at the pub?

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

(photograph © Kiwidutch)

Keeping Age Old German Savings Custom 
HMF Shop : Sparschraenke-Sparkassetten / Money Box With Multiple Slots.
Gastwirtschaft Sünnen /Steffeln / DE.

11 Comments »

  1. Now that’s a very good idea!

    Comment by Elaine - I used to be indecisive — July 29, 2016 @ 9:36 am | Reply

    • Elaine,
      I think it is too, and a communal place that is safe (pubs have alarm systems) means that people are motivated to see the whole year through together and have a good chance of reaching their goal.

      Comment by kiwidutch — July 30, 2016 @ 12:10 pm | Reply

      • I wonder if the modern equivalent is the ‘Saver Club’ sort of things which some shopshave (can’t think which shops, now, but it’s not the big chains) so that people can save towards e.g. Christmas.

        Comment by Elaine - I used to be indecisive — August 3, 2016 @ 8:37 am | Reply

        • Elaine,
          I remember that in some chain supermarkets in New Zealand, it was possible to take part in something called the “Christmas Club”. I never did it but from what I gather, shoppers could add an amount to their weekly grocery shopping, (not spent on actual items, but added in as extra payment).

          I think that they would get a Christmas Turkey or something like that for taking part (with that particular supermarket) and that they could “accumulate” a total that could be spent shipping for Christmas dinner for a crowd.

          It was a way for, particularly low income families to put aside money for the December month that was traditionally a heavy grocery month with extended family and festivities.

          I don’t know if it still exists there, but I’m sure that some form of it does somewhere, here in the Netherlands, in supermarkets you are always asked if you want to buy “zegels” (a sort of stamp), these are stuck into booklets and once the booklet is full it can be redeemed for a small cash discount (more full booklets can be used at once)so I assume that this is also a form of putting aside a little extra.

          The “zegels” seem to be especially popular with more elderly people. Personally I tried it once (when I first arrived here) and because I never had the booklets with me, the zegels I had paid extra to have usually ended up mangled and torn in the bottom of my purse or bag because I’d forget about them… so I gave it up fairly quickly and Himself has never been a fan of them so as a family we don’t bother.

          Comment by kiwidutch — August 4, 2016 @ 8:15 am | Reply

          • It’s very interesting to read how different countries operate such different systems. I like the idea of the ‘zegels’ but agree that the drawback would be not having your booklet with you – I could imagine the bottom of my purse would be similar to yours! Our supermarkets have a few different ways that we can ‘save’ by collecting points on our shopping which we can then redeem for items (in some shops) or put towards our bill. In one shop I have been saving my points for about 2 years now and have amassed the grand total of about £12, which won’t go far!

            Comment by Elaine - I used to be indecisive — August 4, 2016 @ 12:26 pm | Reply

            • Elaine,
              The difference between “Zegels” (stamps) is that for instance in the supermarket, you actually pay for them, they aren’t free. When you hand in the booklet you get your money back with a small bonus added by the supermarket. Some people like adding little by little and then cashing in ten or twenty booklets at a time, for a larger shopping expense like Sint Nikolas or Christmas.

              Other companies give free stamps or points but usually you have to save longer to get anything and the end prize may be 10% off a purchase once you have achieved the required total.

              I don’t mind points if they give me a plastic card, Zegels I only collect if they are free, and only for a couple of shops. There is one craft shop that is a small non-chain operation that I really wanted to support. Unfortunately the owner is the one behind the counter and she can be mega rude. I received gift certificates for her shop and when I bought my items to the casa I asked for the stamps to please be added to my (paper) card.

              She said that the “points” get already taken by the person who purchased the gift certificate. I had my doubts so asked my sister in law, who had bought them (from her, and on behalf of my mother in law). She asked when she bought them what would happen to the points and was told that the recipient would get them.

              I was so annoyed at this blatant way of ripping customers off that I rummaged through all my certificates, found everything for that shop, went there, used them all and calmly told the owner that these would the very last purchases I would ever be making with her because she lied to me about the getting points on the certificates. I had double-checked with the family member who bought them to be certain of the facts.

              I also said that I try very hard to support small businesses but could not do so for one that ripped off their customers. I would also be telling friends and family that I never ever wished to have any gift certificates from her shop in the future either.
              I was calm and polite and waited a short while for any apology… the owner just stared stony faced at me, shrugged her shoulders and said nothing (although I must say that the other customers waiting at the casa were wide eyed had their mouths hanging open LOL).

              OK, she lost my custom and any good will that a referral would have made and she didn’t seem to have cared. At least I told her why in the nicest way I could. She also had the chance to make amends and did nothing. The certificates were worth some Euro 280,– because I had a bundle in the bottom of drawer that had built up over a long time, so it wasn’t like it was a Euro 10,– purchase either.

              The system is really good for kids to learn to save a little (sticking stickers into the booklet can be fun) they learn that they have to be patient and wait for the reward. Of course I know that the supermarkets collect all of those “little bit extra” that people are putting aside and gain interest on the lot, but with bank interest rates currently so low we gain little on the savings accounts anyway so I wouldn’t mind if one of my kids got interested in saving zegels or points just for the experience of doing it.

              Comment by kiwidutch — August 9, 2016 @ 4:52 pm

            • Good for you, standing up to the cheating behaviour of the craft shop. More people need to do that sort of thing, and then little businesses (and sometimes big ones it has to be said) will have to look at how they operate. Not only has she lost your business, plus the business of other people who might have bought things for you, but the other people in the shop would have heard it and maybe some of them would think twice about shopping there, and perhaps tell all their friends too!
              I agree – it’s a good way for children to start learning about saving, and also value for money.

              Comment by Elaine - I used to be indecisive — August 10, 2016 @ 10:30 am

            • Elaine,
              I have to admit that sometimes I am in other situations where I could speak up about Dutch service in shops, restaurants etc (or lack of it) but I am too tired, too sore, or one or two people too far away from the person being rude to intervene when I should. Sometimes I hope that someone in front of me will say something and then just wait too long when they don’t. One thing I DO try hard to do is to point out positive things, making certain I thank people who give me help and who are nice.
              I also tell these people that I will try and come back because of this positive attitude or action so that people know that kindness and good attitude do count and are noticed.

              Comment by kiwidutch — August 12, 2016 @ 7:49 pm

  2. You will find them in the Netherlands to. All kind of sport clubs, art, special interest, cooking, singing, dancing etc. but also in cafés etc.
    They are still popular. The save for a party once a year, or an outing, depends on that the members want. It has also rules how to become a member, the minimum ( depends on what the members have agreed upon you save every week etc.

    Comment by Marie-Jacqueline — July 29, 2016 @ 11:00 pm | Reply

    • Marie-Jacqueline,
      I had no idea that this was also a Dutch thing, we aren’t really “pub” people (younger aged kids etc)and I haven’t belonged to a Club either. I think these are an excellent idea and would like to be a part of this sort of a scheme if I was some sort of club member. We are a “saving” family anyway but bank interest rates are so low that this would be some additional fun 🙂

      Comment by kiwidutch — July 30, 2016 @ 12:21 pm | Reply

  3. […] A Giant Money-Box In The Bar? […]

    Pingback by Like Waiting For A Bus, Then Two Come Along At Once… | Local Heart, Global Soul — September 28, 2016 @ 1:01 am | Reply


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